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Martial Arts Insurance

Choosing the right martial arts insurance program is one of the most important business decisions you'll ever make. Like a great martial arts school, a great insurance program should deliver quality, experience, professionalism, and knowledge. Why settle for anything less?

Martial Arts Insurance--Who Needs It?

You do. In fact, you really can't run your school without it. Simply put, you need insurance because it protects you from financial loss. What happens if you have a property loss, such as a broken water pipe that floods your dojo, or a liability loss, such as a student who is injured and sues you for negligence? If you don't have insurance, you have to pay for losses out of your own pocket.

When you think about it, insurance is quite a bargain. Let's say your premium is $850 for the year. In April, a student is injured during class, and his parents sue you for $1 million. The case goes to court, and the jury awards the child $750,000. If you didn't have insurance, you'd have to pay the $750,000. Which would you rather pay: $850 in premium or $750,000 in damages?

Markel offers comprehensive liability and property coverage for martial arts schools that teach the following disciplines, depending on curriculum:

  • Aikido
  • Cardio kickboxing
  • Capoeira
  • Goju-Ryu
  • Hapkido 
  • Incidental mixed martial arts (Kickboxing, Muay Thai, Savate) 
  • Jeet Kune Do
  • Judo
  • Jujitsu (including Brazilian and Gracie)
  • Karate
  • Kempo
  • Kendo
  • Kenpo
  • Kung fu
  • Shito-ryu
  • Shotokan
  • Tai Chi
  • Tae Kwon Do
  • Tang Soo Do
  • Wado-ryu

Will consider mixed martial arts, wrestling, Muay Thai Savate, and Kickboxing if the activity is an incidental portion of the business.

Markel's policy requires sparring rules be furnished to each student. Click here for more information on safe sparring.

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Call 800-866-7403 to speak with a Markel representative

8:30 a.m. to 5:00 p.m. EST
Monday - Friday

         

With Markel's Martial Arts Insurance, You Get More than Just a Policy 

Here's what you get with Markel's martial arts school insurance:

  • Insurance specifically designed for martial arts schools
  • Property, liability, tournament, accident medical, umbrella, and crime insurance
  • Installment payment plans
  • Online payment using a credit/debit card, check, or automatic withdrawals*
  • Extensive experience handling youth-related claims
  • Safety resources to help minimize accidents
  • Financial stability. Read about Markel's financial rating here.

* You can buy coverage online if your business meets our underwriting requirements.

Note:  Licensed throughout the U.S. (except HI).